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Since the beginning of this year, the car loan business violations have been severely investigated and dealt with, and a number of companies have been punished one after another. On November 27th, the China Banking and Insurance Regulatory Commission issued an administrative penalty decision, which showed that Shanghai Dongzheng Auto Finance Co., Ltd. charged for loans when it handled part of its loan business from June 2018 to March 2019. According to Article 16 of the measures for punishment for Financial violations, the Shanghai Banking and Insurance Regulatory Bureau decided on November 9 to impose a warning on Dongzheng Financial and fined 500000 yuan. According to data, Dongzheng Financial was established in March 2015 and is the first domestic distributor approved by the China Banking and Insurance Regulatory Commission.
GAC Fick, whose sales continued to decline, borrowed 1 billion yuan to replenish its cash flow. GAC GROUP issued an announcement agreeing to provide a 500 million yuan entrusted loan to Guangzhou Auto Fick Automobile Co., Ltd., a joint venture company, through its subsidiary Guangzhou Automobile Group Finance Co., Ltd., with a term of one year, and the interest rate is the one-year LPR rate announced by the people's Bank of China on the lending date. According to the share ratio of the shareholders of both sides to provide loans, GAC Fick can receive a total of 1 billion yuan in loan funds. GAC insiders said that the funds were used to supplement the cash flow of GAC Fick's daily production and operation. Sales of Guangzhou Auto Fick, which is in decline in China, fell below 100000 last year. Root.
A few days ago, the Consumer Rights Protection Bureau of the China Banking and Insurance Regulatory Commission (hereinafter referred to as the "Bancassurance Regulatory Bureau") issued a circular on the infringement of the legitimate rights and interests of consumers by Mercedes-Benz Auto Finance Co., Ltd. The investigation of the Bancassurance Regulatory Bureau shows that Mercedes-Benz Auto Finance Co., Ltd. (hereinafter referred to as Mercedes-Benz Finance) has a number of tort acts such as "publicity materials do not clearly specify the provider of loan products" and "service price information disclosure does not meet the requirements". Subsequently, Mercedes-Benz responded by modestly accepting the advice and guidance put forward by regulators. For ordinary consumers, buying a car is a happy thing, but it is often because of some fees and.
The incident of safeguarding the rights of female owners of Mercedes-Benz in Xi'an has come to an end, but the problem of "financial service fees" charged by dealers is still fermenting. Mercedes-Benz Auto Finance Co., Ltd. has long stated that "the company has always been in accordance with relevant laws and regulations." do not charge any financial service fees from dealers and customers ", but after the incident of female owners of Mercedes-Benz in Xi'an, the phenomenon of charging service fees by Mercedes-Benz dealers has not disappeared. Even at a Mercedes-Benz 4S store in Hunan, the financial service fee was raised from 3% to 6%. A screenshot recently exposed by netizens shows that a poster at Hunan Renfu 4S store reads "loan service fee:.
With the rapid development of Tesla in China, the company recently announced that it will receive another working capital loan of up to 4 billion yuan (US $565 million) from a Chinese lender.
In January this year, Mr. Sun from Zhengzhou, Henan Province, bought a Mercedes-Benz from Henan Huixing Automobile sales Co., Ltd. The total amount of Mercedes-Benz is 430000, and Mr. Sun has a 50% loan for a new car, that is, a loan of 215000. However, when paying the monthly payment for the first time, Mr. Sun found that it was wrong. At that time, the sales said that the monthly payment was more than 6,000 thousand yuan, but the principal plus interest of the first payment exceeded 7000 yuan. The actual amount of repayment was not in line with the original agreement. The inquiry found that the actual loan amount was 235711 yuan (excluding interest), which was 20, 000 yuan more than the agreed loan amount of 215000 yuan. Mr. Sun said that the actual repayment money.
Affected by the COVID-19 epidemic, the current overseas car market is still in the doldrums, and the financial pressure of many car companies has further escalated. Japanese carmaker Mazda recently sought loans totaling 300 billion yen (19.8 billion yuan) from Japanese banks and other lenders to deal with the financial crisis caused by the epidemic, according to foreign media reports. It is understood that Mazda has applied for loans from the Bank of Tokyo-Mitsubishi UFJ, Sumitomo Mitsui Bank, Mizuho Bank and the Development Bank of Japan. The above-mentioned banks have agreed to provide funds to Mazda, and some banks have agreed to extend the term of their loans. Mazda is currently working on specific loans.
Last night, Futian Motor, a Chinese commercial vehicle brand, announced that the company's shareholding company Beijing Baowo Automobile Co., Ltd. and Huaxia Bank had not reached an agreement on the plan of "borrowing the new to return the old" for the 400 million yuan loan, and was unable to repay the 400 million yuan loan principal and related interest of Huaxia Bank on time. On September 18, 2021, the company has paid 404 million yuan to Huaxia Bank to pay the principal, interest and penalty interest of the above-mentioned guaranteed loan. After the company reimburses the guaranteed loan, the guarantee balance to Beijing Baowo is 310 million yuan, and the overdue guarantee amount is 310 million yuan. According to official introduction, Bowo car has a history of 100 years, in 1.
Recently, Ms. Xu of Anxi encountered a trouble. She bought a second-hand car in the second-hand Automobile City through an intermediary. Who knew that after paying for the car, she not only could not pick up the car, but also carried a bank loan on her back. What on earth was going on? At the end of October, Ms. Xu came to a 168 auto trade second-hand car shop in Haixi Automobile City in Quanzhou to buy a BMW through a second-hand agent, Xiao Lin. After taking a fancy to the car, Ms. Xu signed a contract with Kobayashi and gave him a down payment of 105000 yuan and a bank loan of 100000 yuan. As soon as she had paid the money, Ms. Xu transferred the car to her own name. When she wanted to pick up the car, she was told that she could not carry the car. It is said that the daughter.
On April 8, BAIC Foton issued a progress announcement on the signing of contracts for the follow-up to the transfer of Baowo shares, according to the announcement. Beijing Baowo Automobile Co., Ltd. (hereinafter referred to as "Beijing Baowo") temporarily uses the estimated discount of the net asset value of the debt-paying property of 4 billion yuan to repay the designated loan. The remaining outstanding principal and all unpaid interest under the loan agreement shall be paid by Beijing Baowo in cash in accordance with the repayment time under the loan agreement, the two parties may negotiate separately on the repayment time of the principal and interest of the above-mentioned outstanding loan, but the repayment time shall be no later than January 17, 2023 and before January 17, 2022.
According to the administrative penalty information released by the Tianjin Banking and Insurance Supervision Bureau on November 7, Huatai Auto Finance Company failed to perform its duties in the "three checks" of inventory financing loans, and the Tianjin Banking and Insurance Supervision Bureau imposed a fine of 500000 yuan on Huatai Auto Finance Co., Ltd. It is worth noting that on January 10 this year, Huatai Automotive Finance was punished by Tianjin Banking and Insurance Supervision Bureau with a penalty of 1 million yuan because directors and executives actually performed their duties without qualification approval and failed to perform their duties in the "three checks" of inventory financing loans. According to Tianyan check information, Huatai Auto Finance Co., Ltd. was established in 2015, with a registered capital of 500 million yuan.
It was a happy thing to buy the first car at the age of 52, but I didn't expect to receive a letter from a lawyer half a year later. Why? Let's hear what the owner has to say. According to the 1818 Golden Eye report, Master Wang, 52, bought a Nissan Qijun at the Binan franchise store in the south of Dongfeng, Hangzhou, in May this year. The price of the car was more than 180000. Master Wang said it was the first car he bought in his life. I bought it because my parents were older and bought it for the elderly and children. Originally, I bought the car for the sake of aspect. As a result, I received a lawyer because of the mortgage-free thing on the sales list.
On February 8, the Shanghai Banking and Insurance Regulatory Bureau issued two fines for Ford Automotive Finance (China) Co., Ltd. The fine No. 4 of the Shanghai Banking Insurance Supervision decision (2023) shows that the main illegal fact of Ford Automotive Finance (China) Co., Ltd. is a serious violation of prudent operating rules in carrying out retail loan business.
Recently, a Weibo certified car blogger named "Jianwen senior" posted a screenshot of the contents of a complaint letter to Changan, sparking heated discussion among netizens. According to the screenshot, the title of the complaint letter is to protect the entity enterprises of small and medium-sized auto parts without delay, and the content of the letter is addressed to the Changan Automobile Purchasing Department. According to
On April 4, Shenzhen Yintong Qianhai Financial assets Trading Center issued two investment promotion notices related to Baoneng's creditor's rights on its official website, concerning that many of Baoneng's assets will be disposed of. They are Baoneng real estate entrusted loan claims and Baoneng auto trust loan claims, including several mortgages such as Shenzhen Longgang Baoneng Science and Technology Park.
The commercial vehicle brands participating in the Shanghai Auto Show are well-known enterprises at home and abroad, including Sinotruk, FAW, SAIC Hongyan, Isuzu, Volvo, Mercedes-Benz, man and other industries, all present at the venue pavilion, in addition to displaying leading models, there are also technical displays of new energy, vehicle networking, and data logistics chains. In China, logistics enterprises have an increasing demand for large, medium and heavy vehicles with the growth of e-commerce and express delivery business, especially for the models of logistics chain transportation in the city, most of the logistics enterprises in the city, such as Lala and 58 moving, use the most new energy models. First, logistics and transportation to retail households.
It has been a month since the incident of protecting the rights of the female owner of the Xi'an Mercedes-Benz oil spill, which has aroused widespread concern after the incident, which not only exposed the after-sales service and problem handling attitude of the Mercedes-Benz brand and its 4S stores, but also exposed the problem of illegal collection of financial service fees in the automobile sales industry. There is much debate on the issue of financial service fees charged by dealers on the Internet. Some netizens think that this is a market behavior, and it is impossible to intervene even if they want to intervene, while netizens with another voice think that this is against the provisions of the law. But after the incident, some Mercedes-Benz 4S stores even raised the loan service fee from 3% to 6% despite the storm of public opinion. A poster at Hunan Renfu 4S store reads ".
Tesla Shanghai factory expands production
by the global new car market decline superimposed COVID-19 epidemic, a number of multinational car companies have been affected to varying degrees this year. In particular, the auto industry plays a core role in the Japanese economy. In order to help automakers regain market competition, a local brand has recently obtained a "large" credit from the Japanese government.
A term about Baoneng Yao Zhenhua's "whereabouts unknown" went viral on Weibo today. It is understood that the Guangzhou Intermediate people's Court of Guangdong Province said in an announcement on March 17 that Yao Zhenhua's whereabouts are unknown. In this regard, Baoneng insiders responded: Yao Zhenhua is not missing, is working in the company, yesterday also went to Baoneng automobile factory in Shenzhen for work inspection. In addition, it also said: the relevant information is incorrect, the company has communicated and coordinated with the court, and the relevant notice will be withdrawn in the near future. It is understood that the notice served by the court shows that the financial loan contract dispute involves the principal of the loan of 700 million yuan and interest, penalty interest, compound interest. And...
Heavy! The National Development and Reform Commission plans to relax car purchase restrictions and increase license plate indicators in an all-round way
China's car sales continue to decline and the trend of car consumption is gradually declining. in such an environment, the National Development and Reform Commission is expected to guide further liberalization of the purchase restriction policy and comprehensively encourage automobile consumption. According to the online documents, the National Development and Reform Commission issued the implementation Plan for promoting the Renewal of consumption of Automobile, Home Appliances and Consumer Electronics to promote the Development of Circular economy (2019-2020), which plans to further expand the consumer market such as automobiles, promote the development of circular economy, and deepen supply-side structural reform. The document also describes in detail the specific implementation plan, and there are nine supporting regulations in the automotive field. The most important of these is the purchase restriction city.
2019-04-17 17:36:07Details
All of a sudden! A Tesla in Dongguan was suspected of getting out of control and crashed into multiple cars and destroyed the shop door.
A # Tesla suspected of getting out of control and crashing into multiple cars crashed into the store door # news quickly rushed to the hot search list of Weibo. According to electric shock news and other media reports, on March 4, a Tesla was suspected to be out of control in a traffic accident in Chigang, Humen, Dongguan, Guangdong. After crashing into a BMW, he crushed a Toyota under the car and ended up with a shop facing the street.
2023-03-04 16:56:32Details
The latest delivery list of new forces, Wei Xiaoli dropped by double digits compared with the previous month.
On August 1, the new power brands NIO, Xiaopeng, ideal, Nezha and Zero announced the latest monthly delivery results. According to the ranking of the "Tramway report", the delivery volume of mainstream new power brands was more than 10,000 in July, of which the best performance was Nashi, with 14036 cars, followed by zero-running cars.
2022-08-02 10:28:37Details
Another independent brand was born. Hanlong's first model is "domestic range Rover"?
The Zhongtai version of the "domestic range Rover" has been published for nearly two years since the real car was exposed, and there has been no news of mass production and listing. Now the car has finally been officially unveiled, but it will not be launched as the infamous Zhongtai Motors. It belongs to the new brand "Hanlong Automobile". Hubei Daye Hanlong Automobile Co., Ltd. was established in January 2016 and is headquartered in Daye City, Hubei Province, according to official data. It is a modern new energy automobile parts manufacturing enterprise integrating new energy vehicle design, development, manufacturing, sales and after-sales service. it is also a professional system of automobile engine products, spare parts supporting system products and automobile maintenance.
2019-08-29 11:29:05Details
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